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Personal and Financial Wellness


A diverse group of marathon runners including both men and women, dressed in colorful athletic gear, participating in a marathon. The scene is outdoors with spectators lining the sidelines.
Figure 7.1 Financial success depends on getting a good start and avoiding setbacks and wrong turns. It’s a lifelong process, more like a marathon than a sprint. (Credit: Bengt Nyman / Flickr / Attribution 2.0 Generic (CC-BY 2.0))

Chapter Outline

7.1. Taking Care of Your Physical Health

7.2. Sleep

7.3. Taking Care of your Emotional Health

7.4. Taking Care of your Mental Health

7.5. Personal Financial Planning

7.6. Savings, Expenses and Budget

7.7. Credit Cards and Other Debt

7.8. Education Debt: Paying for College

Student Survey

How do you feel about health and wellness? How financially literate are you? These questions will help you determine how the chapter concepts relate to you right now. As you are introduced to new concepts and practices, it can be informative to reflect on how your understanding changes over time. Take this quick survey, ranking the questions on a scale of 1 to4, with 1 meaning “least like me” and 4 meaning “most like me.”

  1. _______ I take the steps to eat healthily most days of the week.
  2. _______ I get enough sleep.
  3. _______ I feel like I know how to manage stress.
  4. _______ I actively and regularly plan and/or monitor my finances.
  5. _______ I understand the benefits and risks of credit.

Chapter Outcomes

This chapter explores the many ways your health is impacted by your lifestyle choices. In this chapter, you will also learn to reach your personal life goals by implementing financial planning and strategies to protect yourself, manage your money today, and put yourself in a better position for tomorrow. How you act today impacts your tomorrow.

The goal of this material is to help you do the following:

  • Describe actions you can take to improve your physical health.
  • Identify ways to maintain and enhance your emotional health.
  • Identify mental health risks and warning signs.
  • Create a saving and spending plan and track your performance.
  • Identify best practices and risks associated with credit cards and other debt.
  • Determine the best opportunities for you to finance your college education.

License

SAC Learning Frameworks Copyright © by Deanna Lauer. All Rights Reserved.